Stay ahead of upcoming regulatory shifts with this in-depth course on the CFPB’s proposed changes to Regulation B under the Equal Credit Opportunity Act (ECOA). Learn how the Bureau’s amendments address disparate impact, clarify discouragement provisions, and reshape rules for special purpose credit programs (SPCPs) offered by for-profit organizations. This training offers practical guidance on adapting to evolving standards, understanding compliance risks, and engaging in the public comment process before the rule is finalized.
In this course you will learn the following:
* Understand the goals and statutory background of the proposed amendments to Regulation B.
* Identify and explain the proposed changes regarding disparate impact, discouragement, and SPCPs.
* Recognize the opportunities and procedures for public comment and participation.
* Anticipate how the proposed rule may affect compliance obligations and business practices.
* Appreciate that the rule is not final and may change in response to public feedback.
