Learn how the USDA’s updated Single Family Housing Guaranteed Loan Program now supports financing for single family homes with income producing Accessory Dwelling Units (ADUs) and clarifies rules for home-based businesses. This course equips lenders, underwriters, and rural housing professionals to apply the latest eligibility criteria, properly calculate qualifying income, and ensure compliance—helping expand affordable housing opportunities and reduce non-compliance risks in rural America.
In this course you will learn the following:
* Identify the key regulatory changes regarding ADUs and home-based operations under the SFHGLP.
* Understand the new definitions and eligibility criteria for properties with ADUs and home-based business features.
* Implement the updated requirements in loan origination and underwriting processes.
* Recognize the legal and financial consequences of failing to comply with the new rule.
