About Benchmarks:

Are you ready for this regulation? Use this benchmark to find out. Each benchmark is build directly for the federal regulation.  They reflect the learning objectives of the related course. The benchmark is not a "trivia test" - they help you evaluate your readiness to apply the new regulation. Contact us for more information and/or personalized benchmarks for your specific organization/industry.

Benchmark: Regulation B Compliance: Disparate Impact, Discouragement & Special Purpose Credit Programs

Take this benchmark to assess how much you would benefit from taking the course on Compliance with the Final Rule on Disparate Impact, Discouragement, and Special Purpose Credit Programs (Regulation B/ECOA).

This quick check helps you gauge your practical readiness to manage trade-offs (efficiency vs. equity, risk vs. access, compliance vs. flexibility) and spot the operational changes the Final Rule expects.

  • What you’ll get: a concise read on where your understanding is strong and where targeted learning could prevent compliance gaps.
  • Why it matters: the rule shifts focus from intent to outcomes, tightens standards on discouragement, and clarifies how to lawfully design SPCPs.
  • Use it now: identify policy, communications, and model-governance areas to prioritize before audits and exams.

Finish in minutes. Your results will illuminate the value of taking the full course and where to focus for the biggest compliance impact.

NOTE: Unless otherwise indicated, all Benchmarks are free of charge!

Federal Register Title
This benchmark will help determine your readiness for: Federal Register Document titled Equal Credit Opportunity Act (Regulation B). Document Number: 2026-07804

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FR-26-1876-1