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USDA SFHGLP Rule: Real Estate Commission Fee Exclusion

$19.99

Stay ahead of compliance changes in rural housing lending with this targeted course on the USDA Rural Housing Service (RHS) amendment to the Single Family Housing Guaranteed Loan Program (SFHGLP). The new rule clarifies that real estate commission fees are not counted within the 6 percent limit on seller concessions, bringing SFHGLP policy in line with the wider mortgage industry. Learn exactly what this change means for your operations, the updated compliance requirements, and actionable steps for seamless implementation before the November 9, 2026, deadline. Avoid costly errors and ensure your institution remains eligible for USDA guarantees.

In this course you will learn the following:
* Understand the key change to the SFHGLP regarding seller concessions.
* Identify the compliance requirements and effective date of the rule.
* Recognize the steps lenders and participants must take to implement the rule.
* Appreciate the consequences of non-compliance with the updated regulation.

NOTE: Unless otherwise indicated, all course purchases are for access to the course for a period of 1-year.  At the end of the one year term, the course will be set to “inactive”. 

Why This Course is Important
Without this course, you risk outdated lending practices, non-compliance penalties, and potential ineligibility for USDA loan guarantees under the updated SFHGLP regulation.

Course Details
This is a self-paced eLearning course based on the Federal Register Document titled Single Family Housing Guaranteed Loan Program-Limited Party Concessions.

Key regulatory references include:

Course SKU
FR-26-3316-1